Every industry needs knowledgeable professionals. C&R Magazine’s commitment to keeping professionals informed inspired the monthly column “Dear David.” This will provide C&R subscribers with knowledge in an area that touches almost every aspect of the work they do–Insurance.
Dear David, Finding good employees is tough. We use different ways to meet our labor needs. Sometimes we borrow and other times we use a temp-agency. Negotiating these agreements makes
Dear David, Liability insurance is expensive. I am required in contracts to carry a Commercial General Liability (“CGL”) policy. The contracts typically require the owners of the projects to be
Dear David, Talking to the adjuster has been frustrating! I am a contractor but also the policyholder. My house suffered water damages and I feel like this adjuster has been
Dear David, As a restoration contractor, I strive to give my customers excellent service. I receive satisfaction by putting my customers’ property and their lives back to normal. I usually
Dear David, Our public adjuster has gone rogue. He is not listening to our needs and a restoration contractor they recommended has said they ethically cannot say what the public
Dear David, Our customer’s insurance carrier is disputing our bill and our customer just wants to pay us on their credit card. We have seen stories about restoration contracts that
Dear David, The insurance company retained an engineer and our customer asked us for our thoughts about the report. We read it, and it seems the adjuster could be mistaken
Dear David, How important is tracking sub-contractor’s liability insurance? My insurance agent says that tracking sub-contractors’ insurance coverages is important. This seems like a lot of work for no reason.
Dear David, Why does doing the “right thing” get me in trouble? Having been a contractor for over a decade, I know a thing or two about insurance coverage. Recently,
Dear David, We got scammed! My company recently received a large product order from a known client. After ordering, the client asked for a delivery address change – no big
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